Coverages: Employer Benefits

a. Medical Insurance — coverage that pays the medical costs of the insured if the insured becomes sick due to covered causes, or due to accidents.
b. Dental Insurance — group Insurance contract that provides payment for certain enumerated dental services
c. Short & Long Term Disability — coverage through your employers that replaces part of your salary if you are disabled and unable to work.
d. Life Insurance — coverage that provides a valuable death benefit to your beneficiaries upon your death.
e. Pension & Profit Sharing — Compensation arrangement whereby employees receive additional pay or benefits when the company earns or increases profit.
f. Annuities — Contracts that provide an income for a specified period of time, such as a number of years or for life. Earnings are tax deferred during the accumulation phase
g. Long term Care — an insurance product which pays for long term care services in many settings, such as at home, a nursing home, assisted living facility, and adult day care facility.